Retired Members ...
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Return to Work
University or KCTCS Community College
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Payment Dates

2015 Payment Dates

December 29

2016 Payment Dates
January 28
February 26
March 29
April 28
May 27
June 28
July 28
August 29
September 28
October 28
November 28
December 29

movie-icon 2013 Health Ins. Update

Your Defined Benefit Group
Retirement Plan

Your Defined Benefit Group Retirement Plan is a retirement benefit, sponsored by KTRS, which pays a defined amount upon retirement based on length of service and final average salary of the employee, along with a retirement multiplier. KTRS retirement eligibility is determined by the employee's age and years of service. The service retirement benefit is a lifetime benefit and is guaranteed by KTRS.

Defined Benefit Plan - A Better

National Institute on Retirement

To qualify for a defined benefit group retirement pension, an employee must become vested. Vesting is the length of service required to qualify for a retirement benefit.

The vesting period varies among employers. Most defined benefit group retirement pension plans provide an automatic or periodic cost-of-living increase to protect the benefit from inflation. Most also provide a survivor’s benefit, as well as a disability benefit. Approximately 90% of all public employees in the United States participate in a defined benefit pension plan, making these plans the dominant retirement benefit among public employees.

You may contact the Social Security office or visit their website at for details.


Economic Impact of Kentucky's

479 Versailles Road, Frankfort, Kentucky 40601 / Phone: 1-800-618-1687